1. Borrower Registration
The applicant registers using their own personal credentials and submits the required information.
Loan procedure
A clear journey from application to disbursal.
The process is designed to verify borrower credentials, assess creditworthiness and document the accepted loan terms before disbursal.
2. Credential Verification
The submitted credentials are verified with relevant authorities and internal checks.
3. Credit Bureau Assessment
A report is obtained from a registered credit bureau for assessment before sanction.
4. Sanction Communication
Approved applicants receive a sanction letter containing applicable terms and conditions.
5. Digital Acceptance
The borrower reviews and digitally accepts the sanction terms.
6. Loan Disbursal
The approved amount is transferred to the borrower’s authorized bank account.
Frequently asked questions
Understanding the process
No. Registration starts the application process. Final approval depends on verification, credit assessment, documentation and internal policy.
Approved loan proceeds are disbursed to the authorized bank account of the borrower.
The report supports assessment of the applicant’s credit profile and repayment behaviour.