Loan products
Credit solutions for productive and personal needs.
Every application is subject to eligibility, verification, credit assessment, documentation and acceptance of applicable terms.
Income-generating activities
SHG
Loan to Self Help Groups
Designed for eligible Self Help Groups seeking credit support to undertake income-generating activities.
Up to ₹10 lakhMaximum loan amount per eligible group
10–20 womenMembers from the same locality
1–7 yearsIndicative tenure range
Income generationPrimary stated purpose
- Subject to group eligibility and assessment
- Documentation and verification are mandatory
- Final terms are stated in the sanction letter
Personal requirements
₹
Personal Loan
Credit support for eligible borrowers to meet emergency needs and other permitted personal uses.
7 days–5 yearsIndicative tenure range
Personal needsSubject to permitted end use
Digital acceptanceSanction terms accepted electronically
Bank disbursalTo the authorized borrower account
- Credit bureau and identity verification apply
- Loan amount and pricing depend on assessment
- Borrowers should review all sanction terms carefully
The information on this page is general. Product availability, amount, tenure, charges and other terms may vary based on internal policy, borrower profile and applicable law.